Indie Travel Guides http://indietravelguides.com Independent travel guides and ebooks Tue, 02 Aug 2011 06:23:07 +0000 en hourly 1 http://wordpress.org/?v=3.3.2 Travel insurance – Questions to ask http://indietravelguides.com/insurance/travel-insurance-questions-to-ask/ http://indietravelguides.com/insurance/travel-insurance-questions-to-ask/#comments Tue, 02 Aug 2011 06:23:07 +0000 admin http://indietravelguides.com/?p=124 Continue reading →]]> It has long been claimed that if you don’t have enough money for travel insurance, you don’t have enough money to travel. While that might not be true for a drive across the country, it’s certainly true for trips overseas — holiday insurance is key, especially if you are heading to a more expensive economy.

But not all travel insurance is created equal. There are specific questions that you should be asking, and balancing the answers against your own needs and the risks you think might be waiting for you.

Some of the vital questions are:

  • What payouts might you expect for lost or damaged property?
  • Is the full replacement value covered?
  • What happens when you fall sick?
  • What happens if you miss a flight? Or get bumped from an overbooked plane?
  • Are you covered if there’s a natural disaster? How about a terrorist attack? A mugging?
  • Can you make a claim while you are still travelling?
  • Can you extend your cover if you decide to travel longer?
  • And how much does this all cost?

What questions do you ask of your potential travel insurance provider?

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